  
      Platform
      Fees
    
  Account opening feeBased on requirements
Standard annual platform maintenance feeBespoke pricing based on business requirements
User feesFree – unlimited users
Monthly feesBased on volumes
Load feeBased on requirements
Card to card transferFree
Xero integrationFree

  * Platform-related fees may vary depending on jurisdiction, transaction volumes, and regulatory requirements.

Fees

  
      Payments
      Fees
    
  Foreign exchange rateBased on volume
Local Payments – FPS, SEPA£1
International Payments – SWIFT£12

  * Payment-related fees may vary depending on transaction type, currency, and destination.

  
      Cards
      Fees
    
  Virtual card issuanceFree, unlimited
Physical card issuance£10 per card
Expedited UK card delivery£20 per address
International card deliveryVaries by country
Card replacement£10 per card
Card transactions in 20 major currencies. If any other currency, a 1.5% fee appliesFree
ATM cash withdrawals£1.50

  * Card-related fees depend on card type, delivery location, and usage.